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HOPE is All Around Us: Financial Wellness

Have you heard about the Science of HOPE yet? Are you worried it will add to your workload? Great news! We have been using HOPE-Centered strategies all along before the Science of HOPE gave us the vocabulary to talk about it! This article series is collecting and promoting content that already exists among CSS materials that is related to HOPE to remind us of all that we do that is related to HOPE.

The CSQuest article, What is Wellness defines financial wellness as the process of learning how to successfully manage financial expenses.

It is important to develop financial wellness because so much of our lives is impacted by not having enough money to meet potentially stressful financial situations. When there is not enough money in our lives, it can completely rob us of our HOPE. Money and debt can be a source of stress, anxiety, and fear for people. Customers, family members, and friends may be experiencing financial stress. When we encounter customers, we can understand that they may need a plan to help them meet their financial goals.

Financial wellness has multiple connections to HOPE. The goal itself could be finance related, the finances could be the pathway to another goal, or finances may be necessary to help maintain willpower to follow pathways to a goal. On the avoidant side of things, finances could be robbing HOPE. The goal could simply be to avoid the negative consequences of going over budget. Imagine the countless connections there are between finances and well-being. The Science of HOPE is connected to the same things and can give us the tools to become more resilient ourselves and nurture HOPE in those around us.

The CSQuest article, Surviving Financially after the Holidays addresses post-holiday season with recommendations for handling debt. While the article is concerned with debt after the holidays, it is applicable to anytime we feel overwhelmed by debt.  If you, your customers, or family and friends want to set a goal of getting financial wellness under control some of the suggestions in this article are helpful.

Another CSQuest article that might be helpful in developing financial wellness is Financial Q & A about Saving, Going Back to School, and Home Equity. This article is focused on affording college for yourself or your children, online places to go that assist with everyday expenses, home equity loans, and saving even when your bank balance is low.

People need things that money can provide. Important needs like food, shelter, and clothing cannot be ignored. Additional needs can be met when there is enough money – like visiting a doctor when ill, seeing the dentist for annual or bi-annual teeth cleaning and taking care of tooth decay, or getting occupational or physical therapy when recovering from injury. While the article is focused on four areas of money management, the article has advice that can be adopted or shared with others who want to make their financial wellness better tomorrow than today.

Money is a complicated and sensitive topic for everyone. For our interactions with our customers, it is always part of the conversation or just under the surface. Whether finances are the goal, the pathway, willpower maintenance, or the robber – the Science of HOPE can help us and our customers!!

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