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Why Do Incoming International Payments Take So Long to Process? 

Customers waiting on international payments often experience delays because it takes time for a paper check from another country to be received at SDU. Once a foreign check does arrive, it cannot be processed like a regular domestic check.

Instead of being immediately applied, foreign checks must go through a multi-step currency conversion process before the funds can be logged into the system. The journey of an international check involves several different departments and steps:

  • State Disbursement Unit (SDU) receives foreign currency checks
  • SDU sends checks to the Center for Finance & Budget (CFB)
  • CFB send checks to the Oklahoma State Treasurer (OST) to convert to US Dollars
  • OST notifies CFB of the check amount
  • CFB logs the payment to the case